The Global Accumulator IUL from Accordia earned our policyholder the largest amount of money for retirement with a cash-value of $169,981. ML Strategic Balanced Index: Initial 100% min. Variable: Varies max 1% above fixed account crediting rate Each of the insurers offer different cap rates on the potential interest earned, but to keep the results comparative each illustration is run with a set interest rate of 6%. At this point, she’ll have paid up her policy and is able to begin withdrawing income from the cash-value of these accounts. She will continue paying her premiums until she reaches the age of 65 years old. The potential policyholder profile used in each of our illustrations is a 37-year-old woman who is getting a policy with a $400 monthly premium. They also boast A.M Best ratings of A- or higher, indicating excellent stability and a solid economic outlook. Our six chosen insurance companies offer some of the highest cash-values in the industry. The 6 best indexed universal life insurance (IUL) companies